You may qualify for $0 health insurance

Chat with our AI assistant to find out in under 2 minutes. No forms, no phone calls.

Eligibility assistant

Typically responds instantly

100% free
Takes 2 minutes
Private & secure
Licensed broker

Three steps to coverage

No phone calls. No confusing government websites. Just a quick conversation with our AI assistant.

1

Chat with our assistant

Answer a few simple questions about your state, household, and income. It feels like texting a friend — not filling out a form.

~2 min
2

See your options

We'll instantly show you what plans you may qualify for, including your estimated monthly cost — often $0 for eligible individuals.

Instant
3

Get enrolled

If you're eligible, we'll walk you through enrollment in an official ACA marketplace plan. You'll have real health insurance coverage.

~10 min

You might be surprised

Millions of Americans qualify for health coverage assistance and don't know it. Here's a quick look at the income guidelines for 2026.

Single individual

Annual income between

$15,060 — $60,240

Many people in this range qualify for plans with premiums as low as $0/month — especially at the lower end.

Family of four

Annual income between

$31,200 — $124,800

Family plans with low or zero premiums are available for households across a wide income range.

Not sure about your income?

That's totally fine. Our assistant will help you figure it out. We'll ask simple questions and do the math for you — no tax returns needed for the initial check.

Self-employed or gig workers

Freelancers, Uber drivers, DoorDash couriers, small business owners — if you don't have employer coverage, you likely qualify for marketplace plans with savings.